Best Scooty Insurance Online in Hyderabad, India

Buy your scooty insurance quickly. Fast scooty insurance renewal process. Simple and smooth claim support.

Scooty Insurance

Scooty insurance is a type of two-wheeler insurance that covers both third-party liabilities and damage to your scooty, based on the scooty insurance plan you choose, based on the plan you choose. For example, a Third-party Scooty Insurance Plan (also called a liability-only policy) covers damage to another person’s property or injuries caused to them in an accident. On the other hand, a Comprehensive Scooty Insurance Plan includes all third-party benefits and also covers damage to your own scooty due to accidents, theft, fire, or natural events.

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Key Features and Importance of Scooty Insurance

  • 1

    Low Premium

    The plans available on BimaStreet come at affordable prices. By cutting down on extra charges and middlemen, you get the benefit of low-cost scooty insurance.

  • 2

    No-pre Inspection

    Buying or renewing scooty insurance online is super simple. No need for vehicle inspection. Just answer a few basic questions, choose a plan, and get your policy instantly.

  • 3

    Quick Claim

    If your scooty has minor damage, you can raise a claim quickly. Just share the details, and the claim is processed as fast as possible no lengthy steps involved.

Types of Scooter Insurance Policies on BIMASTREET

  • 1

    Third-party Cover

    As per the Motor Vehicles Act, 1988, all scooty owners must have at least a Third-party Insurance policy. This plan covers financial liabilities if your scooty causes injury, death, or property damage to a third party. It also handles legal issues that may arise due to an accident involving your scooty.

  • 2

    Comprehensive Cover

    A Comprehensive Scooty Insurance Policy offers complete protection. It covers third-party liabilities as well as damages to your own scooty. This includes coverage for fire, theft, accidents, natural disasters, man-made events, and total loss. Though it’s not mandatory, it’s a smart choice to buy scooty insurance that offers full protection. as well as damages to your own scooty. This includes coverage for fire, theft, accidents, natural disasters, man-made events, and total loss. Though it’s not mandatory, it’s a smart choice for full protection.

Scooter Insurance Premium Calculator

A Premium Calculator for scooty insurance is an online tool that helps you know the approximate cost of buying scooty insurance. that helps you know the approximate cost of buying scooty insurance. BIMASTREET offers this tool to help you estimate how much you need to pay based on your coverage type.

You just need to answer a few basic questions about your scooty and the type of insurance you want. The calculator will show a quote instantly. You can also adjust some options and see how the price changes. This gives you a clear idea of the premium you’ll need to pay.

How is the Premium for Your Scooty Insurance Calculated?

The following factors are considered when calculating your scooty insurance premium on BIMASTREET:

  • 1

    Brand/Model

    The premium depends on your scooty's brand and model. Costlier models usually have higher premiums.

  • 2

    Age of the Scooty

    Older scooties usually have lower premiums. As the scooty gets older, its value decreases, reducing the insurance cost.

  • 3

    Insured Declared Value (IDV)

    The IDV is the current market value of your scooty. A higher IDV means a higher premium.

  • 4

    Claim History

    If you haven’t made any claims in the past few years, you may get a lower premium as a reward for safe driving.

  • 5

    Type of Policy

    The kind of scooty insurance plan you choose affects the premium. A comprehensive policy costs more than a third-party one, but gives more coverage.

  • 6

    Add-ons

    Extra features like zero depreciation, engine protection, etc., increase your premium but provide better protection.

What is Covered Under Scooty Insurance Policy?

Listed below are the inclusions in a scooty insurance plan on BIMASTREET:

Damage due to natural disasters like floods, fire, or storms
Theft or loss of the scooty
Third-party injury, death, or property damage caused by the scooty
Personal Accident Cover for the owner/driver
Major damage to the scooty due to accidents

What is Not Covered Under Scooty Insurance Policy?

There are some situations that are not covered in your scooty insurance:

Normal wear and tear
Damage that occurs outside the covered geographical area
Accidents caused while riding under alcohol influence or overspeeding
Riding without a valid license or helmet

Benefits of Buying BIMASTREET's Scooty Insurance Policy Online

Take a look at the key benefits of buying scooty insurance online through BIMASTREET:

  • 1

    Convenient Purchase Process

    Buying scooty insurance online is much easier and faster than going through agents. and faster than going through agents. You can insure your scooty using any internet-enabled device like your phone or laptop. Just visit BIMASTREET, choose your plan, and complete the purchase in a few clicks.

  • 2

    Compare Insurance Plans

    BIMASTREET lets you easily compare different scooty insurance plans, add-ons, and prices in one place so you can choose the best scooty insurance based on your needs and budget, add-ons, and prices in one place. You can quickly check the features of each plan and pick the one that best fits your needs all online, without any hassle.

  • 3

    No Confusing Paperwork

    Forget long forms and confusing terms. With BIMASTREET, there's no need to deal with manual paperwork. Everything is digital, simple, and transparent. The process is smooth, fast, and secure.

How to Buy Scooty Insurance Online from BIMASTREET

Buy scooty insurance from BIMASTREET is quick and hassle-free. and hassle-free. Just follow these simple steps:

Step 1 Visit www.bimastreet.com
Step 2 Enter your scooty details, personal information, and select the type of insurance you want.
Step 3 Check the available insurance plans. Compare coverage, features, and add-ons.
Step 4 Make the payment online. Your scooty insurance policy will be instantly generated and emailed to you.

How to Make a Scooty Insurance Claim with BIMASTREET

Making a claim on your scooty insurance is quick and simple with BIMASTREET’s fully digital process. Just ensure you have an internet-enabled device and follow these steps:

Step 1: Log In

Use your registered mobile number or email to log in to your BIMASTREET profile.

Step 2: Choose Your Scooty

Select your insured scooty from the dashboard and click on “Claim Now”.

Step 3: Fill Claim Details

Enter the incident details, upload the required documents (like photos, FIR, etc.), and submit your claim.

Frequently Asked Questions

Yes, as per the Motor Vehicles Act, 1988, having at least a third-party scooty insurance plan is mandatory to ride a scooty on Indian roads.

You typically need: ● Scooty registration number ● Personal details (name, contact, etc.) ● Previous policy details (if renewing)

IDV stands for Insured Declared Value it’s the current market value of your scooty. It helps determine your premium and claim amount.

Just log in to BIMASTREET, select your existing policy, review plan options, and make the scooty insurance renewal payment. You’ll get the renewed policy instantly.

Yes. If your plan includes theft cover (like in a comprehensive policy), you can file a claim by submitting an FIR copy and relevant documents.

The policy is generated instantly and sent to your registered email as soon as payment is completed.