Best Comprehensive Bike Insurance Policy Online in Hyderabad, IndiaBuy or Renew comprehensive Bike Insurance Online in 2 Minutes
Comprehensive Bike Insurance is a complete two-wheeler insurance plan that covers both third-party liabilities and damages to your own bike. It protects you against accidents, theft, fire, natural disasters like floods or earthquakes, and manmade incidents like riots or vandalism. This type of insurance gives you wider coverage compared to basic third-party insurance, and you can easily buy comprehensive bike insurance or upgrade during your bike insurance renewal for better protection. For the best comprehensive bike insurance, BimaStreet offers simple online options.
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The comprehensive bike insurance policy on BimaStreet offers coverage for a wide range of situations. It includes damages caused by road accidents, natural calamities like floods and earthquakes, as well as manmade events such as riots or vandalism. It also covers theft of the vehicle and third-party liabilities, ensuring all-round protection for your two-wheeler.
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If you don’t raise any claims during the policy term, you’re eligible for a No Claim Bonus. This NCB gives you a discount on your renewal premium, which can go up to 50% on the Own Damage part of your insurance if no claims are made for five consecutive years. It’s a great benefit when you buy comprehensive bike insurance online.
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Since most of the repair costs are covered under this policy, you only need to pay a small deductible. The premium you pay is much more affordable compared to the cost of major repairs, making bike comprehensive insurance a smart and cost-effective option.
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The comprehensive bike insurance policy from BimaStreet is ideal for all types of two-wheelers, whether it’s a regular motorcycle, a gearless scooter, or an electric bike (e-bike).
A comprehensive bike insurance policy from BimaStreet offers complete financial protection. It covers damages to your bike, third-party liabilities, and even total loss due to theft, fire, or accidents.
This policy also provides legal and financial protection from third-party claims. With the best comprehensive bike insurance, you stay stress-free during difficult situations.
If you don’t raise a claim during your policy term, you’re eligible for a No Claim Bonus on your renewal premium. This benefit applies only under comprehensive bike insurance online plans.
With increasing traffic and accident risks, bike comprehensive insurance from BimaStreet gives you peace of mind.
You can enhance the coverage of your Comprehensive Bike Insurance Policy from BimaStreet by choosing useful add-on covers. Here are some popular add-ons you can consider:
Here’s why choosing Comprehensive Two-Wheeler Insurance from BimaStreet is a smart move:
We offer affordable plans when you buy comprehensive bike insurance online.
Our wide network of garages ensures hassle-free service.
You can get the best comprehensive bike insurance in just minutes.
Smooth claim process for all comprehensive bike insurance policies.
What’s Covered in Comprehensive Bike Insurance? (Inclusions)| Inclusions | |
|---|---|
| Coverage Type | What's Included |
| Third-party liabilities | Covers damages caused to another person’s vehicle or property, and also includes injuries or death of a third party due to your insured bike. |
| Accidental damages | Covers repair or replacement costs if your bike is damaged in a road accident. |
| Natural disasters | Protects against damages caused by events like floods, earthquakes, cyclones, storms, etc. |
| Manmade disasters | Includes coverage for damages caused due to riots, vandalism, strikes, or similar events. |
| Fire-related incidents | Covers damages to your two-wheeler caused by fire, explosion, lightning, or self-ignition. |
| Bike theft/total loss | If your bike is stolen or declared a total loss, you will be compensated as per the Insured Declared Value (IDV), based on policy terms and claim approval. |
What’s Not Covered in Comprehensive Bike Insurance? (Exclusions)| Exclusions | |
|---|---|
| Not Covered | Description |
| Electrical/mechanical breakdown | Any damage caused due to mechanical or electrical failures is not covered. |
| Riding under the influence | Damages caused while riding under the influence of alcohol or drugs are excluded. |
| Wear and tear | Regular wear and tear or aging of parts is not covered under the policy. |
| Inactive policy | If your policy is expired or inactive, any damages during that period will not be covered. |
| Invalid Driving Licence | Damages caused while riding without a valid driving license are excluded. |
| Illegal activities | Damages due to unlawful acts like street racing or reckless driving are not covered. |
| Outside India | Damages or losses that occur outside the geographical limits of India are not included. |
NCB (No Claim Bonus) offers discounts on bike comprehensive insurance renewal. Here’s the NCB discount structure:
| Number of Claim-Free Years | NCB Discount | |
|---|---|---|
1 | 1 year | 20% |
2 | 2 years | 25% |
3 | 3 years | 35% |
4 | 4 years | 45% |
5 | 5 years or more | 50% |
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Comprehensive insurance is better as it offers dual coverage (third-party + own damage) and can be enhanced with add-on covers.
Yes, comprehensive insurance is sufficient as it provides protection against accidents, theft, natural disasters, and third-party liabilities.
The main benefits include dual coverage (third-party and own damage) and the ability to enhance protection with add-ons like Zero Depreciation or Engine Protection.
Third-party insurance is cheaper but offers limited coverage. Comprehensive insurance provides broader protection.
No, it’s not mandatory. Only third-party insurance is legally required. However, comprehensive insurance is recommended for complete protection.
Usually, it is valid for one year, but you can opt for multi-year plans (2-3 years) for better savings.
Deductibles are the portion of repair costs you pay out of pocket. The rest is covered by the insurer.
Comprehensive insurance considers depreciation during claims, while zero depreciation insurance (an add-on) ensures you get the full claim amount without depreciation deductions.
Choose online plans from trusted providers like BimaStreet, compare coverages, and add useful add-ons for maximum benefits.
Yes, as it offers better protection compared to a basic third-party policy.
You should buy it when purchasing your bike or at renewal to ensure continuous coverage.
No, but you can opt for multi-year plans for 2-5 years, which are often more cost-effective.
Yes, modifications can affect the premium. Safety features like anti-theft devices may lower premiums, while expensive modifications might increase them.
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Support mail: -
Claim mail: -
For Other Query: -
Phone Number: -
Corporate Office :-
Website approved by IRDA(Govt. of India),
ISNP Ref:
IRDA License Number:
Licensed on:
Valid Upto:
Disclaimer:
© 2026 - All Rights Reserved