Best Bike Insurance Online in Hyderabad, IndiaBuy or Renew Bike Insurance Online in 60 Seconds
Bike insurance is a policy that protects from damage caused by accidents, fire, theft, or natural disasters. It also covers any damage or injury caused to another person or their vehicle because of your bike. You can buy or renew bike insurance online for bikes, scooters, and mopeds.
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| Key Features | Details | |
|---|---|---|
1 | Bike Insurance Premium | Affordable premiums based on bike type, coverage, and rider profile |
2 | Third-Party Liability | Covers injury, death, or property damage to third parties |
3 | Own Damage (OD) Cover | Covers damages to your own bike (available with comprehensive policy) |
4 | No Claim Bonus (NCB) | Up to 50% discount for 5 consecutive claim-free years |
5 | Personal Accident (PA) Cover | Coverage up to ₹15 lakhs for accidental death or permanent disability |
6 | Claim Settlement | Quick and paperless claim process with fast approvals for minor damages |
7 | Cashless Repair Service | Available at authorised network garages |
8 | Claim Settlement Ratio (CSR) | High settlement ratio indicating reliability |
9 | Buying/Renewal | Instant online policy purchase and renewal |
10 | Paperless Experience | 100% digital process from purchase to claims |
Here are the top reasons why many people choose to buy bike insurance online and why it's considered the best online bike insurance option
1
You can buy or renew your bike insurance anytime, from anywhere. Whether it’s a new policy or a bike insurance renewal, everything happens online, no paperwork, no office visits. ✅ Perfect for those looking for the best insurance for bikes with quick access.
2
Purchasing bike insurance online is fast and simple. You can complete the process in just a few minutes from the comfort of your home. ✅ One of the reasons this is considered among the best bike insurance choices.
3
Compare different plans before making a decision. This helps you choose the best bike insurance based on your needs and budget. ✅ Smart way to find the best insurance for bikes by comparing all in one place.
4
You can do a bike insurance renewal You can do a bike insurance renewal online in just a few steps. Continue with your current plan or switch to a better one if needed. ✅ Makes it easy to always have the best online bike insurance coverage. online in just a few steps. Continue with your current plan or switch to a better one if needed.
Here are some important reasons why it's smart to buy bike insurance online and keep your two-wheeler protected with the best bike insurance policy:
There are mainly three types of bike insurance plans in India that you can choose from when you buy bike insurance online or during bike insurance renewal. In addition, you can also purchase the mandatory Personal Accident (PA) Cover along with your plan for complete protection. Below are the details of each policy type to help you choose the best bike insurance for your needs.
1
This is a mandatory policy as per Indian law. It covers injury, death, or property damage to another person caused by your bike. It does not cover damage to your own vehicle, but it's essential for legal compliance.
2
This is considered the best bike insurance for full protection. It covers both third-party damages and your own bike’s damage caused by accidents, fire, theft, or natural disasters. If you want complete peace of mind, this is the best online bike insurance plan to go for.
3
This plan protects only your own vehicle from damages like fire, theft, accidents, and more. It does not include third-party coverage, so it's best for those who already have third-party insurance.
When you buy bike insurance online or go for bike insurance renewal, you can choose from a range of useful add-ons. These add-ons enhance your coverage and help you get the best insurance for bikes with more protection and peace of mind.
The table below illustrates the difference between Standalone Own-damage, Comprehensive, and Third-party Bike Insurance:
| Standalone Own-Damage | Comprehensive | |
|---|---|---|
Damage/Loss to Your Bike |  |  |
Theft of Your Two-Wheeler | | |
Damages to Third-party Vehicle/Property |  | |
Third-party Injury/Death | | |
NCB Discount (up to 50%) | | |
Cashless Claims | | |
Online Transactions | | |
You can get insurance for any kind of bike—be it sports, commuter, or cruiser. Insurance plans include options like third-party, own-damage, or full coverage (comprehensive).
Whether it’s a brand-new scooty or a second-hand one, insurance is a must. Even a basic third-party plan can help you stay legal and avoid paying out of pocket if you hit someone.
A moped is a lightweight two-wheeler, and yes, it can be insured too. It gets the same protection as any regular bike or scooty.
If your two-wheeler runs on a battery, it’s still eligible for insurance. These EV bikes are also covered under regular two-wheeler plans.
Yes, under the Motor Vehicles Act, 1988, it is mandatory to have at least a Third-party Bike Insurance policy. Platforms like BIMASTREET help you easily get the right coverage.
Third-party insurance covers injuries or property damage caused to others. Comprehensive insurance includes third-party coverage plus protection for your own bike (accidents, fire, theft, disasters).
Yes, buying bike insurance online is quick and convenient. You can compare plans, check coverage, and complete payment in just a few clicks.
You can renew your policy online by entering your vehicle details, selecting a plan, and making the payment. Most platforms also send timely renewal reminders.
If your policy lapses, your vehicle won’t be covered. You may lose your No Claim Bonus (NCB) and risk fines if caught riding without valid insurance.
NCB is a discount on your premium for not making any claims during the policy period. It can grow up to 50% over time.
Yes, insurance can be transferred to the new owner along with the Registration Certificate (RC). Just inform the insurance company to update the policy details.
Copy of your policy Registration Certificate (RC) Driving Licence FIR (if applicable) Photos of damage and repair estimates
Not by default. However, you can add a Personal Accident Cover for Pillion Rider by choosing it as an optional add-on.
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Support mail: -
Claim mail: -
For Other Query: -
Phone Number: -
Corporate Office :-
Website approved by IRDA(Govt. of India),
ISNP Ref:
IRDA License Number:
Licensed on:
Valid Upto:
Disclaimer:
© 2026 - All Rights Reserved