Best Comprehensive Car Insurance Policy Online in Hyderabad, IndiaBuy or Renew comprehensive Car Insurance Online in 2 Minutes
Comprehensive car insurance provides complete protection for your vehicle, ideal whether you're looking for insurance for a new car or renewing an old one. It not only covers third-party damage but also takes care of losses from accidents, theft, fire, natural calamities like floods or storms, and even man-made situations like vandalism or riots. It also includes third-party liability, so you're financially covered if your car injures someone or damages their property. Whether you're looking to buy comprehensive car insurance for the first time or renewal comprehensive car insurance, this plan gives you peace of mind.
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Let’s say your car needs repairs worth ₹1,00,000, and there’s a ₹15,000 third-party liability. Here’s what each plan covers, making car insurance full coverage a wise investment.
| Comprehensive Car Insurance | Third-Party Car Insurance | |
|---|---|---|
 Own Damage Cover |  Covered |  Not Covered |
Third Party Liability | Covered |  Covered |
Natural Disasters | Covered | Not Covered |
Add-On Benefits | Optional | Not Covered |
With our comprehensive plan, you are protected against a wide range of unfortunate incidents.
1
Covers the cost of repairs for damages to your car, whether it's your fault or not.
2
If your car is stolen and cannot be recovered, we cover the financial loss up to its IDV (Insured Declared Value).
3
Protection against damage caused by fire, self-ignition, or lightning.
4
We've got your back during floods, cyclones, earthquakes, storms, and landslides.
5
Provides mandatory cover of ₹15 lakhs for the registered owner-driver in case of death or total disability from an accident.
6
Protects you against legal liability for third-party property damage and bodily injury.
Comprehensive car insurance protects you financially when your car is damaged or when you’re held responsible for damaging someone else’s vehicle or property.
Policy Details: You own a Hyundai i20 worth ₹7 lakhs, covered under a Comprehensive Car Insurance policy through BimaStreet.
Incident: Your car hits a divider and suffers damages worth ₹65,000.
You raise a claim directly through BimaStreet.
The damage is inspected, and documents are verified.
Once approved, the insurer covers the repair cost as per policy terms.
Result: Your car is repaired, and you don’t have to bear the full ₹65,000 cost.
What's covered (Inclusion)| Inclusions | |
|---|---|
| Coverage Type | What's Included |
| Own Damage Cover | Covers your car's damages due to accidents or collisions |
| Fire & Explosion | Covers damage from fire,explosion, or self-ignition |
| Natural Calamities | Includes floods, storms, earthquakes, etc. |
| Theft & Total loss | Covers if your car is stolen or damaged beyond repair |
| Third-Party Liability | Covers property damage or injury caused to a third party |
| Personal Accident Cover | Covers injury or death of the owner-driver (added during policy purchase) |
| Transit Damage | Covers damages while the car is being transported (road/rail/air/water) |
What’s not covered (Exclusion)| Exclusions | |
|---|---|
| Not Covered | Description |
| Driving Without License | No cover if the driver doesn't hold a valid driving license |
| Under Influence of Alcohol/Drugs | Claims rejected if intoxicated during the incident |
| Mechanical or Electrical Faults | Internal breakdowns not caused by an accident aren't covered |
| Wear & Tear | Natural wear parts like tyres, brakes, clutch are not covered |
| Negligent or Rash Driving | Damage due to careless or reckless driving is not covered |
| Racing or Illegal Use | No coverage if the car is used in illegal race or speed trials |
Get protection for both third-party liabilities and own vehicle damage, all in a single policy.
Avoid large out-of-pocket expenses in case of accidents, theft, fire, natural disasters, or third-party damages.
Option to include Owner-Driver Personal Accident Cover for financial support in case of accidental injury, disability, or death.
Buying car insurance online through BimaStreet is simple and takes just a few minutes..
Log in to your car insurance policy online dashboard to raise a claim or check policy status.
No, only third-party insurance is legally mandatory. Comprehensive insurance is optional but highly recommended for broader protection.
It covers damages due to accidents, fire, theft, floods, storms, riots, and other natural or man-made causes. It also includes third-party injury or property damage.
Yes, you can opt for the Owner-Driver Personal Accident Cover while purchasing the policy. It provides financial support in case of accidental injury or death.
You can purchase car insurance online by visiting bimastreet.com and completing a simple 5-step process
You can raise a claim online through the Free Claim Assistance section on BimaStreet’s website. Fill in the details, upload documents, and the support team will guide you through the next steps.
Yes, you can enhance your coverage with add-ons like Zero Depreciation, Engine Protect, Return to Invoice, and more.
No, standard wear and tear like tyres, brake pads, and clutch plates are not covered under any motor insurance policy.
Yes, if you had an active policy and didn’t make any claims, your NCB can be transferred to your new policy purchased through BimaStreet.
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Support mail: -
Claim mail: -
For Other Query: -
Phone Number: -
Corporate Office :-
Website approved by IRDA(Govt. of India),
ISNP Ref:
IRDA License Number:
Licensed on:
Valid Upto:
Disclaimer:
© 2026 - All Rights Reserved