Compare & Buy Car Insurance Online with BimaStreet in Just 2 Minutes
When it comes to protecting your vehicle, selecting the best car insurance company ensures not only financial coverage but also hassle-free claim settlement and excellent customer service. In India, hundreds of insurers offer policies, but not all are created equal. At BimaStreet, we help you compare, choose, and buy car insurance policies from top-rated insurers in one place quickly and transparently.
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Owning a vehicle in India comes with joy, convenience, and responsibilities. Choosing from among the good car insurance companies ensures that you are protected financially and legally. Whether it’s an accident, theft, or a natural disaster, the right policy from a reliable car insurance company online will protect your vehicle and your wallet. BimaStreet makes insurance easy by letting you compare India’s top-rated insurers side-by-side with instant policy issuance and digital documentation.
When evaluating the best car insurance companies, consider:
Purchasing from car insurance companies online gives you multiple benefits:
1
View real-time premium quotes, benefits, and CSR for each company side by side.
2
Pay online and get your policy delivered instantly to your email and WhatsApp.
3
Our team is available 24/7 for help with buying, renewing, or claim assistance.
4
et better pricing through BimaStreet-only offers and bundles.
| Type | Coverage | |
|---|---|---|
1 | Third-Party Only | Covers damage/injury caused to another person, vehicle, or property |
2 | Comprehensive Policy | Includes third-party + own damage, theft, fire, natural & man-made calamities |
3 | Standalone Own Damage | Adds protection for your own vehicle if you already have a third-party plan |
A high CSR (above 95%) means quicker and more reliable claim settlements.
Look for companies that offer optional features like:
All the insurers listed above have a wide network of garages for cashless repairs—so you don’t have to pay out of pocket during repairs.
Top insurers allow you to buy and claim digitally, with no physical paperwork required.
Car insurance companies online offer: - **Instant Policy Generation** - **Lower Premiums** - **More Customization** - **Zero Paperwork** - **Better Support Channels** Compared to offline agents, buying online through BimaStreet is faster, safer, and more cost-effective.
- India’s top car insurance companies listed - Full transparency on premiums and terms - Mobile-friendly, fast, and intuitive user experience - Claim support from real human experts Join thousands of happy customers who use BimaStreet to compare and buy from India's best car insurance companies online.
Always check the claim ratio before buying
Don’t go for the cheapest policy – focus on coverage
Check for hidden charges like inspection fees or excess
Look for No-Claim Bonus (NCB) benefits
Use BimaStreet’s digital platform for clarity and transparency
Claim Settlement Ratio (CSR) shows how many claims an insurer settles out of every 100 claims filed. A higher CSR means better chances your claim will be approved quickly and fairly.
As of 2024, SBI General and Reliance General have some of the largest garage networks, with over 8,000–16,000+ cashless garages across India.
Yes, you can switch insurers at renewal while retaining your No Claim Bonus (NCB). BimaStreet makes this process fast and paperless.
Most top insurers offer it as an add-on with comprehensive policies. It ensures you get full reimbursement on parts replaced during claims without depreciation cuts.
Tata AIG, HDFC ERGO, and Bajaj Allianz are popular with first-time buyers due to their user-friendly digital processes and affordable premiums.
Yes! From comparing to purchasing and receiving your policy document—it’s 100% digital on BimaStreet. No agents or paperwork needed.
Premiums are based on the car's IDV (Insured Declared Value), age, location, fuel type, and selected add-ons. Each insurer has a slightly different formula.
NCB is a discount for not making any claims during your policy period. You can carry it forward up to 5 years and even transfer it to a new insurer or vehicle.
Third-party is legally required but only covers damage to others. Comprehensive insurance covers your own car as well (accidents, fire, theft, natural calamities), and is recommended for full protection.