Car Insurance Coverage for Drivers and Passengers –What You Must Know
When you buy a car in India, getting a car insurance policy online seems simple you want to protect it from accidents or theft. But here’s a crucial question: Does your policy protect the driver and passengers? Many car owners think insurance is only for vehicle damage or third-party liability. In reality, life is priceless, and protecting those inside your car is just as important. This guide explains the types of coverage that protect drivers, passengers, and paid drivers, and how BimaStreet helps you compare and buy the right policy online with add-ons for complete protection.
Why Driver & Passenger Coverage Matters
Car accidents can cause serious injuries, disabilities, or even fatalities. The medical and legal costs can be overwhelming, creating both financial and emotional stress for families. Even if you have health or life insurance, it may not cover accidents involving your car. That’s why you need the right Personal Accident (PA) cover for the owner-driver, plus optional add-ons like passenger PA cover or paid driver cover. Whether you’re in Hyderabad or anywhere in India, these covers ensure peace of mind.
How BimaStreet Helps You Buy the Right Policy
BimaStreet is a smart online platform that helps you compare, customize, and buy car insurance online in India easily.
Compare Car Insurance Policies Online
- View plans from top insurers in one place.
- Compare premiums, coverages, and add-ons like passenger PA or paid driver cover.
- See full details before making a choice.
Buy Car Insurance Policy Online
- Upload vehicle details and documents quickly.
- 100% paperless process—no office visits needed.
- Get your digital policy instantly via WhatsApp or email.
Renew Car Insurance Policy with Ease
- Receive timely renewal reminders.
- Compare renewal rates across insurers in India.
- Keep your add-ons like passenger cover active or add new ones.
Comparing Policy Types – Third-Party vs Comprehensive
- Third-Party Insurance: Covers damage/injury to others, but nothing for you or your passengers.
- Comprehensive Policy: Lets you customize coverage and include important add-ons ideal for complete protection in cities like Hyderabad.
Add-Ons You Can Choose (From Available Insurers)
- 1
Passenger Personal Accident Cover
- 2
Paid Driver Cover
- 3
Zero Depreciation Cover
- 4
Engine Protection
- 5
Roadside Assistance
Why Choose BimaStreet?
Compare multiple insurers in one place
Easy online process
No agents or hidden fees
Real support via chat or call
IRDAI-approved insurance partners only Visit BimaStreet today and ensure your policy protects what matters most lives.
Visit BimaStreet today and ensure your policy protects what matters most lives.
FAQs – Common Questions
Yes, BimaStreet allows policy portability without losing your no-claim bonus.
Optional but useful for major repairs or engine damage.
Yes, as long as your documents are valid.
Yes, multi-policy discounts are available and shown during comparison.
